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Investment Calculator

See how an investment grows over time. The investment calculator projects the future value of an initial sum plus optional monthly contributions at a chosen annual return, and reports total invested, total returns, and the compound annual growth rate (CAGR).

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How to Use the Investment Calculator

  1. Enter your initial investment.
  2. Add any monthly contribution (leave at 0 for a lump-sum projection).
  3. Set a realistic annual return for your asset mix.
  4. Choose the period in years.
  5. Click Calculate to see future value, total invested, returns, and CAGR.

Formula Used

FV = P(1 + r)n + PMT × [((1 + r)n − 1) / r]   CAGR = (FV / Invested)1/t − 1

Example: $10,000 plus $250/month at 8% for 20 years grows to about $196,500 โ€” roughly 2.8ร— the $70,000 you contributed.

Frequently asked questions

Everything you need to know about this calculator.

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